By David Abiola
The Osun state government has founded the state Health Insurance scheme for quality healthcare of all the citizenry.
THE state approved the release of N150 million take-off grant for the agency to give the people access to affordable and good healthcare services at a minimal cost across all parts of the state.
The Executive Secretary of Osun Health Insurance Agency (O‘HIS), Dr Adeniyi Oginni, made make this known while addressing reporters in Osogbo, the state capital.
In the briefing, Dr Oginni said, “Quality healthcare is a basic right of the citizenry in which no one should be denied of, also, anyone who needs the service should be able to access it without putting them at financial risk”.
He disclosed that take-off grant had been released for the establishment of the scheme and zonal offices across the 68 LGAs and LCDAs, and to employ ad-hoc personnel, procure operational vehicles, conduct vulnerability research and enrollment of the vulnerable population, establish call center, install necessary ICT infrastructure as well as conduct advocacy, sensitization of different sectors and capacity building for the staff of the agency.
He maintained that the overall benefit for establishing the scheme is to provide an avenue to garner money for healthcare from formal and informal sector with lesser burden on the government”.
While explaining the benefit of the scheme, Dr Oginni noted that the scheme was established so that all residents of the state will have access to effective, quality and affordable health care services which will protect families from the financial hardship of huge bills.
He said, “The scheme will ensure provision of healthcare services at best cost, ensure equittable distribution of health care costs across different income groups, will maintain high standard and efficiency in health care service delivery” he added.
Dr Oginni noted that under the scheme, “the poor vulnerables that is, pregnant women, children under five years of age and the aged (65 years and above) will access the care they need at no cost”.
“The civil servants enrolled in the scheme, their spouse and four biological or legally adopted children under 18 years of age will have access to the services, similarly, employees in the organized private sector will contribute 1.5% of their basic salary while their employers will add 3% to this as monthly premium to the state health insurance agency”.
“In the same vein, informal participants (artisans, self employed persons) will pay an affordable premium of N12,066 only per year for O’HIS individual plan or N57,600 per year for a O’HIS family plan which covers enrollee, spouse and four biological or legally adopted children under 18 years of age” he added.
The O’HIS benefit package covers all the common ailments including malaria fever, typhoid, pneumonia, minor injuries, reproductive health services, child delivery, caesarian section and selected surgical operations, he concluded.
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